Send cash. They collect cash.
SAC1Pay moves money across the US and beyond: 9 live corridors and payout reach in 110 countries. Most transfers arrive in minutes; US bank transfers can take up to 24 hours. Every member is KYC-verified and every transfer is screened.
Miami, FL
$500.00
Atlanta, GA
$500.00
Send money across the US
Family in another state
Send to loved ones from Florida to California in minutes.
Pay vendors and contractors
Pay the people you work with, fast and tracked.
Cash pickup near you
Recipients collect cash at partner shops across the US.
US transfers are provided by our licensed partner, Cross River Bank.
How it works
Four steps from your wallet to theirs. No crypto knowledge required.
Verify
Government ID + selfie, checked once via Persona. Your identity is locked to your wallet.
Send
Enter the amount and choose your recipient. Pick a corridor and payout method.
We bridge it
Cash becomes SAC1, we move it securely to the destination, and it becomes local cash again — invisible to you.
They collect
Recipient receives funds via bank transfer, mobile money, or in-person cash pickup.
No bank account? No problem.
Cash pickup is coming soon. We are building a network of partner stores where recipients can collect cash in person — no bank account, no mobile wallet, no app required.
- Receive a pickup notification with your reference number
- Visit a partner store in your corridor
- Show your QR code or reference at the counter
- Collect your cash — done in under a minute
Pickup reference
SAP-20260701-4827
₦742,300
≈ $500.00 USD
Recipient: Chidi Okafor
Partner store — Lagos
Expires in 23h 14m
How the counter pickup experience will work once the network launches.
For businesses
Take SAC1Pay at the counter or on your website. Fees as low as 2%, settled in SAC1.
SAC1Pay Retail
For stores with a physical location
- Customers send and collect cash at your store
- Payment terminal, earn to own
- 25% of every transfer fee, paid out daily
SAC1Pay Checkout
For businesses that sell online
- Accept SAC1 and USDC on your website
- Transaction fees as low as 2%
- Participating diaspora businesses earn a 15% rebate, paid in SAC1
Retailers are onboarded country by country. Leave your details and we will contact you when SAC1Pay Retail opens near you.
Corridors & fees
9 live corridors · payout reach in 110 countries, routed through Cross River (US domestic) and Brails. Fees as low as 2%.
Countries we serve
9 live corridors · payout reach in 110 countries. Full money-transfer service is live in the countries below, with new corridors added every month. Most transfers arrive in minutes; US bank transfers can take up to 24 hours.
United States
Cards, ACH, cash pickup, POS
Send within the US by bank transfer or cash pickup.
United Kingdom
Bank transfers in & out
Send money to
United States
Bank transfer / cash pickup
United Kingdom
Bank transfer
Nigeria
Mobile money + Brails cards
Ghana
Mobile money
Kenya
Mobile money
India
Bank transfer
Mexico
Bank transfer
Philippines
Bank transfer
🌍 The SAC1Pay wallet — hold, send, receive, and spend SAC1 — is available in every country where the app is published on the App Store and Google Play.
Security & compliance
Compliance isn't a feature — it's the foundation. Every transfer is screened, verified, and documented.
Dual-side KYC
Both sender and recipient are verified via Persona before any funds move. Identity is checked once and locked to your wallet.
Sanctions screening
OFAC, UN, EU, and INTERPOL lists are checked on every transfer. An instant freeze triggers on any match — no exceptions.
Travel Rule ready
ISO 20022 structured originator and beneficiary data is attached to transfers over $1,000, per FATF Recommendation 16.